ISDK has a solid experience in building customized eCommerce solutions and connecting stores with various third-party services. One of the fields of our expertise is integration with banks.

In this article, we will showcase our plugins for top Nordic banks SEB and Swedbank and one of the leaders on the Baltic region financial market Citadele.

For our client – a global producer of nutrition goods – we were tasked with creating integrations between their store branch in the Baltic countries and several banks operating there. To provide shoppers with different online payment choices, the most popular banks in the region, SEB, Swedbank, and Citadele, were added to the payment options list.

The approach to all the three projects was quite similar, the integration was done using BankLink and bank e-link APIs.

The common challenge was the project’s geographic peculiarity: API implementation in three different countries was different. To be more precise, in one of the countries a bank’s API was done using e-link, whereas in other countries it was through BankLink.

Solution
As a result of the integrations with the banks, the following functionality was implemented:

• Payment form through internet banking of SEB, Swedbank, and Citadele

The following elements were developed:

• High-level SDK to work with BankLink and e-link APIs

• Implementation of the payment plugins through integrations with BankLink and e-Link APIs

Integrations with banks are usually more complex and challenging than with other services due to stricter privacy conditions. For example, testing always requires getting special access approved by a bank. This makes it necessary to constantly staying in touch with the client during QA and commissioning phases of the project. Also, banks’ documentation is not always complete and detailed which requires additional research.

However, having completed a number of projects, we are already familiar with many pitfalls and can easily navigate to make the integration of your store or a corporate system with a bank quick, smooth and successful.

Have questions regarding your projects? Contact us for a free consultation.